How to buy insurance online
This article will help you buy insurance online.
Mohit was a busy man these days. He worked as a sales manager in his firm and his job demanded that he travel most of the time. Mohit was most of the time visiting his clients within or out of the city. He had very little time for his friends, family or even for buying insurance.
One day, Mohit met his friend and insurance advisor, Rajiv who told him about buying insurance online. Next day, Mohit logged in his computer and finally purchased his policy. He followed these steps to buy his insurance policy online:
1. Visit Insurance aggregator websites
The first step he did was visit several insurance aggregator websites. There, he checked the various insurance plans available and picked one that was suitable to him.
Also, read- What are insurance aggregator websites?
2. Check that plan with the insurer
Next, he cross-checked with the insurer about the accuracy of the plan. Mohit called up the help desk of the insuring company and double checked his information.
3. Clicked the 'Buy Insurance' tab on the insurer company's website
4. Filled the details in the box accurately.
5. Before paying for the policy, Mohit once again checked the details.
6. After clicking 'Pay', Mohit received an OTP on his registered mobile number.
7. In the next step, Mohit verified his OTP by inputting it in the box appearing in his netbanking website.
8. After verification, Mohit got confirmation of his payment from the bank.
9. A few days later, Mohit received a soft copy of his insurance policy in his mailbox.
However, there are a few things that you should consider before and after buying insurance online. These are:
Mohit was a busy man these days. He worked as a sales manager in his firm and his job demanded that he travel most of the time. Mohit was most of the time visiting his clients within or out of the city. He had very little time for his friends, family or even for buying insurance.
One day, Mohit met his friend and insurance advisor, Rajiv who told him about buying insurance online. Next day, Mohit logged in his computer and finally purchased his policy. He followed these steps to buy his insurance policy online:
1. Visit Insurance aggregator websites
The first step he did was visit several insurance aggregator websites. There, he checked the various insurance plans available and picked one that was suitable to him.
Also, read- What are insurance aggregator websites?
2. Check that plan with the insurer
Next, he cross-checked with the insurer about the accuracy of the plan. Mohit called up the help desk of the insuring company and double checked his information.
3. Clicked the 'Buy Insurance' tab on the insurer company's website
4. Filled the details in the box accurately.
5. Before paying for the policy, Mohit once again checked the details.
6. After clicking 'Pay', Mohit received an OTP on his registered mobile number.
7. In the next step, Mohit verified his OTP by inputting it in the box appearing in his netbanking website.
8. After verification, Mohit got confirmation of his payment from the bank.
9. A few days later, Mohit received a soft copy of his insurance policy in his mailbox.
However, there are a few things that you should consider before and after buying insurance online. These are:
- Please check whether the policy is still in force or not at the time of buying.
- Never furnish wrong information to your insurer while buying insurance. Your claim might get canceled later on if the insurer found out that you lied.
- To buy insurance online, you should have a netbanking account.
- Always use a secure connection while submitting your OTP and other sensitive data. Never use public WiFi networks,
- Please keep your insurance policy number handy at all times. You may need it while corresponding with your insurer.
- Never disclose your OTP to any other person, including the representative of your insurer.
Do you have any queries on insurance? Please drop your questions in the comment box.
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